Why "just comply" is not a plan
Compliance under coercion is the correct instinct. Nothing held in any wallet is worth a family member's safety, and this series will never suggest otherwise. But compliance only resolves an incident if the principal can actually deliver what is demanded, quickly, and if delivering it plausibly ends the attacker's interest. When everything is reachable in one session, compliance means total loss and no natural endpoint. When nothing is reachable, the principal has no way to de-escalate at all. Both extremes are failures of design, and the principal discovers which one they built only at the worst possible moment.